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 Purchasing a home with bad credit??
I have a rather unique situation. My fiance and I are looking to buy a home. I have the credit to get the loan but I only work part time 20 hours a week. I am a stay at home mom most of the time. My ...

 Does anyone know whether this is a legitimate lawsuit or if it is actually a credit reporting agency scam?
It is a newspaper ad about a class action suit against Trans Union. Details are available at: https://www.listclassact I ask because of the offer of 6 or 9 months of "credit ...

 why do Americans think a credit card is one of life's essentials?

Additional Details
if you dont want to drag cash around you can always use your debit card instead of always getting ...

 Can I reopen my macy's star Rewards card?
Hi everyone, I closed my macy's star Rewards card few days ago, but I heared a lot of people say that closing it will have bad effects. So can I reopen it. If yes, what I have to do?


 Debt problems?
Is it better to approach your lenders yourself or go via CAB or similar?

If you mention to a lender that you MAY have a problem is that the end and they ensure you do have a problem or are ...

 What's the best credit card for me?
I don't have a bank account, yet.

I'm going to open one, and when I do, I'm deciding what I want to do.

I'm going to community college within the next 6 ...

 ok i hear there's places that do no credit checks and little or no down payment. but i'm not hearing any names

 Which company provides a better student credit card- Visa or MasterCard?

 I have called the number on the back of the credit card but couldn't understand the person.?
The person I spoke with about my credit card told me to go to the site to check my balance but when I did this, there was an entire list from which to choose. How do I know which one to choose to ...

 what does a charge off on a credit report mean ?

US economy shrinks at worst rate in 25 years

The US economy has experienced a sharp contraction in the final quarter 2008 at 6.2 per cent. The figure is much higher than the estimated 3.8 per cent fall and the worst results in 25 years.

Fact is the U.S. recession continues to deepen. Consumer confidence is down. Job losses are on the increase. Consumer spending is dropping (4Q 2008 results show consumer spending dropped by 4.3 per cent – the worst figures since 1980). Exports also crumbled and stocks are having their roughest times in decades.

The near future doesn’t look any brighter with first quarter 2009 figures estimates hovering around 6 per cent.

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