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 i have lic helath plus policy of my son. my son was hospitalised for two days can some one tell me how?
to claim hospital expanses, for his treatment....


 Wont let me pay for my parking ticket online?
well i got a fixed parking ticket a couple of weeks ago and it wont let me pay for it online, it says that the ticket code does not exist on our system i know from a friend that the police system ...


 Is there a list of rankings of top car insurance companies? What is a good car insurance company?
I'm shopping for car insurance and want to look for reviews of all the major companies out there. I want competitive prices, but good customer service is top priority, such as not trying to find ...


 when applying for P.P.I compensation, does it make a difference if i had statuary sick pay or not?
I am being asked if i was entitled to SP or not, what differance does it make to my claim?...


 What happens when you take Insurance and taxes out of peoples lives?
For instance medical insurance, wouldn't you start getting medical conditions cured, since you took the profit out of the equation?And Automobiles, wouldn't it make cars more affordable and ...


 um..hello!!!So is this covered?
Does arkids first cover visits to the dermatolagist??I live in arkansas and i was wondering if arkids would cover the cost to a dermatolagist???????...


 Is it customary for funeral expenses to be paid from using the deceased pension benefits?
My brother passed a few months ago unexpectedly and my Mom was named as the beneficiary of his pension benefits. His funeral expenses haven't been paid because they were waiting for the ...


 what is commercial law? what about contract's law?
...


 where the insurance companies are investing the amount paid by us?
If they are investing in stock market then what is the difference between this and ULIP.Both doing the same rite?...


 what is an I.M.E. supplemental medical report?
I went for an independent medical examination for workers comp about 6 months ago.The insurnace company sent me.
I was already to go to court on this case when the Insurance co asked for more ...


 Which Medicare insurance supplements cover drug blackout period?
...


 Is it hard to get an insurance compnay to settle?
I had a car accident 4 years ago. I now have a lawsuit against the insurance company. My question is is it hard to get the insurance company to settle? My case has been going on for 4years....


 I voluntarily quit due to childcare situation - can i still be approved for unemployment ?
I recently filed for unemployment, after voluntarily quitting my job, due to emergency loss of childcare.
I read that I can possibly get approved if there is "good cause" and attempts ...


 Does Bluecross Blueshield of Georgia cover domestic partners?
My boyfriend and I own a house together and have a daughter together, I just want to know so if I get this job I know if my boyfriend is covered or not....


 Does Scar get damaged in emissions even if he is sheltered? (STALKER CS)?
In S.T.A.L.K.E.R : Clear Sky - I am told emissions damage Scars' nervous systems each emission, Does the emission still damage his nervous system even if he is sheltered?...


 Does anyone have experience with Nafa for Health Care Services & savings?
positive or negative feedback?
I would like some help with this
Needed insurance but this is not really insurance, is is helpful? Is it legitimate? Has it been beneficial to anyone, please,...


 Do i get health insurance?
my boyfriend is going into the air force. When he gets back were getting married. does he get health insurance automatically? do i get health insurance after we get married?...


 Do I have a good chance of appealing this Medicaid denial?
I have had severe chronic pain for the last seven years that has slowly degenerated. I am now at the point that I have to be very careful how much I do in a day or I'll find myself spending the ...


 Texas insurance companies offering insurance on rent-houses?
Where can I find a list of all the property insurance companies that offer insurance on rental property in texas?...


 Will I be able to write this off as a loss?
A violent storm severely damaged a few rent houses of mine, and I was wondering that, if I collect the insurance money to have them fixed and I fix them...can I write the costs to have them fixed as ...



jfvolleygirl27
With Obama's health care bill -will my exclusionary rider for my pre-existing condition be eliminated in 2014?
Is this correct? I was just approved for a new health care plan with United Health Care, except an exclusionary rider was placed so that I cannot get treatment on one of my knees that tend to dislocate. But Obama's health care plan that just went through will force my insurer to rescind this rider by 2014, right? I am 18 years old right now and just got an individual plan.
                 




   
 

Freall
I dont know. But I had childhood leukemia and I can get real insurance now. If, I can get good insurance after cancer, you should be able to get complete coverage after a knee injury.


mbrcatz
No, you will have to reapply in 2014 for another policy, and then THAT policy won't have the exclusionary rider on it.

Assuming this doesn't get repealled, you can expect the new policy in 2014 to cost you 3 - 4 times what this current one is costing you.


StephenWeinstein
Rating
Obama's health care plan did not go through. Nothing will happen with Obama's health care bill, because it was already rejected.

The health care plan that did go through was Congress's health care bill, not Obama's.

In 2014, you will be able to get an individual plan without this rider. I am not sure if you will be able to have the rider removed from this individual plan or you will need to get another individual plan to replace this one. Either way, you will be able to have an individual plan without the rider.

Unless the bill is repealed before 2014.


Insurance Pickle.com
Rating
No. You've already bought that policy so that's what it is based on. You will need to buy a new plan and they won't exclude the pre-existing condition, but you will pay dearly for it to be covered. AND, since it will be illegal to rider something off you can't say, 'why don't you just exclude that and give me a lower premium.'

You could consider another company now to see if they'll not add the rider. Your broker should have gone through how each company underwrite. UHC will rider things off whereas other companies might charge you additional premium but cover it. That's what I would have explained to you.


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